Q I am a 66-year-old retired teacher a little confused at the difficulty I have remortgaging a property at a decent rate of interest.

I currently have two properties, one in Streatham and one in Forest Hill. The Streatham property is a four-bed Victorian house worth approximately £500,000. I have been letting it for five years and currently lease it out for £1,500 per month. £70,000 remains to... 

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